金融自由化後的併購政策形成; The Formation of M&A Policy after Finance Liberalization in Taiwan

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Please use this identifier to cite or link to this item: http://ir.lib.ncu.edu.tw/handle/987654321/12660

Title:	金融自由化後的併購政策形成;The Formation of M&A Policy after Finance Liberalization in Taiwan
Authors:	劉家竹;Cha-Chu Liu
Contributors:	產業經濟研究所
Keywords:	政策形成;金融合併;policy formation;M&A;banking industry
Date:	2006-06-26
Issue Date:	2009-09-22 15:09:47 (UTC+8)
Publisher:	國立中央大學圖書館
Abstract:	本文旨在探討台灣在金融自由化後推動金融機構併購政策的原因。過去的研究大都著重於產業政策的介紹與分析其影響，而本文卻以影響產業政策形成之因素作為研究重點。研究方法上，本文是透過研讀整理立法院公報與經濟日報、工商時報之社論，驗證由歷史背景所推導出我國在90年代末期推動金融機構併購政策的幾個假說：（1）為了處理問題金融機構；（2）為了順應金融機構大型化的國際潮流、提升我國金融機構的國際競爭力；（3）為了解決金融自由化後金融機構家數過多的狀況；（4）為了因應日漸蓬勃的直接金融。檢驗的結果告訴我們，當時各界都認為信用部逾放過高是個嚴重的問題，但是由於對信用部的了解有所不同，在處理的方法上也有較多的爭論，但在經過多次的討論與協商後，立法院仍通過了強制合併信用部的法源依據。其次，雖然當時各界對我國金融機構是否該走向大型化有不同的認知，但是對於合併機制的建立卻沒有太多異議，因此相關的立法工作並沒有遭到太多的挑戰。第三，根據本文所整理的資料可發現在99年之後各界已普遍接受金融機構家數過多的論述，這也是推動合併法通過的原因之一。最後，根據我們蒐集到的資料，立委們主張我國金融業朝多角化發展主要是為了跟隨國際的潮流，特別是美國在1999立法放寬金融業跨業經營，看不出是為了因應來自直接金融的替代性。 This paper opens with an account that in the late nineties, the Taiwan government executed merger and acquisition policy in full swing, according to the bibliographical information and enactments concerned. Afterwards, the study focuses on the investigation into Government’s motives for the policy. There are four hypotheses proposed from Taiwan’s historical background: (1) to close out troublemaking financial institutions as they are absorbed; (2) to follow the merger wave of financial industry, so as to raise the competitive power of Taiwan banks in international financial markets; (3) to decrease the over-banking, which emerges from Finance Liberalization; (4) to be well-prepared for the coming Direct Finance age. Finally, we examine our hypotheses repetitively in the way of analyzing and reading up the communiqués of Taiwan’s Legislative Yuan, the commentaries in the Commercial Times and the Economic Daily News, which display arguments from administrators, people representatives, scholars, authorities, foundations along with the public.
Appears in Collections:	[Graduate Institute of Industrial Economics] Electronic Thesis & Dissertation

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